The most important thing to do, before you start house hunting, is work out exactly how much you have to spend and how much you can afford to borrow. This means taking a good look at your total income as well as all your financial commitments and savings. You’ll need to have your finances approved before you can make an offer on your first home, so it also means getting pre-approval on your
We understand that buying your first home is one of the most important decisions you’ll make. We have many experience helping our clients buy their first home. We’ll provide you with all the advice and support you need to make the best final decision, and get the keys to your first home. Talk our friendly and professional team of mortgage brokers today!
There are many reasons to consider refinancing your home loan, from securing a better rate or lower monthly commitments, changing the type or term of your home loan, or purchasing your second home or investment property.
Whatever the reason, we will help you weigh up the pros and cons of refinancing and consider when refinancing might suit you and your situation
Spending a little time with EZ Financing Broker could be an easy way to find out how your home loan could be working harder for you.
Buying a home can be one of the most daunting decisions you'll ever make. We offers a comprehensive guide to help you if you are considering buying a home and taking out a home loan. We will go through:
1. How much can you borrow
2. The extra cost of buying property
3. Choosing the right type of loan
4. Understanding loan features
Banks just love to make it hard for anyone with a business to borrow money. They want tax returns, notices of assessment and then letters from your accountant, making applying for a loan incredibly difficult. To get a self-employed home loan, the majority of lenders require you to be self-employed for at least two to three years, however some can consider people who have been self-employed for only one year. If you self-employed less than a year, you still able to borrow. Please give us a call and we will give you more information.