Fast. Easy. Efficient. Loans for Small Business.

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Keeping the momentum going in your business has never been easier than with our fast, easy small business  


• Borrow between $5,000 and $300,000 • Terms from 3 to 24 months

• Cash flow-friendly repayments – daily or weekly 

• Total repayment detailed up front 

• No penalty for early repayment 


How it works: 

All it takes is ten minutes to apply, you get a decision the same day and the money you need could be in your account within 24 hours – so you can get on with business, sooner.  


 

What you need to apply:

If your business has a turnover of more than $6,000 per month and can demonstrate 6 months of trading history, you are free to apply. 


• Drivers License 

• ABN 

• BSB and account number of your main trading account 

• 6 months of latest bank statements 

• Plus, for loans of more than $100,000 – financial statements (P&L, aged payables and receivables) 


What do you have in mind? 

If you need a business loan, for almost anything you can imagine, talk to us today.  

• Expand or renovate a commercial premises 

• Hire more staff during busy periods 

• Increase stock levels to keep up with demand 

• Build a new website or boost your marketing 

• Invest in new equipment, tools or technology 

• Purchase extra stock to cover seasonal demand 

• Meet tax obligations 

• Manage cash flow 


In action 

Using a $50,000 loan to purchase stock at a great price on a 12-month term, a retail business could earn an additional $48,000 in margin in 12 months. The loan cost $19,000 yielding a net profit of $29,000.  


Scenarios :

Homewares Retailer Opportunity

The store needed to pay in advance for extra stock for Christmas trading to secure a discounted price and maximise revenue opportunities. 


Solution: With tax debt, traditional lending wasn’t an option. A loan of $30,000 helped the store owner purchase bulk stock at a 40% discount and run a sales promotion – generating ROI of 13%. 


Restaurant Opportunity: 

The owner needed funds to refresh the restaurant with a new fit out to increase capacity. 


Solution: A loan of $25,000 ensured the restaurant was able to increase capacity in time for the busy Christmas season. Serving more patrons meant an increase of 15% in profits for this period alone.  


Medical Opportunity: 

The clinic needed $75,000 to upgrade high-tech equipment. 


Solution: A previous loan to update digital x-ray equipment improved the clinic’s yield threefold. This time, the funds were used to upgrade ultrasound equipment.  


 

A business loan in 2 easy steps


Step 1: Submit your details on the form below.


Step 2: Speak to a specialist


We or our lending partner will call you for a quick chat to see if you have any questions, Then, if you're comfortable to proceed, you will be guided through the application.